Yes, these may not be important to you right now, but once trouble comes, it'll be too late to change! I'm now on my 3rd penguin and I am taking extra care in every step I waddle for extra precaution! And let me tell you, it might be annoying having to type a super long and unusual password every time you login and have to get your own pins instead of giving your password to your friend who gets the pins for you and having to buy your own memberships with real money but, 3 words: It's. Worth. It.